Sooner Credit - Oklahoma's Credit Repair Champions
Licensed in Oklahoma β€’ Ready to Help

Sooner Credit - Finally, Credit Repair You Can Trust

No gimmicks. No false promises. Just honest help fixing your credit so you can get approved for the things that matter most to you and your family.

Happy Oklahoma family

Oklahoma Has a Credit Problem

We're the 3rd worst state in the nation for credit scores. But that doesn't mean you have to stay stuck.

79%
Percentage of Credit Reports that Have Errors
$5,700
Average Debt on Credit Report
44.3%
Percent of Population with Credit Scores Below 700

You're Not Alone, and It's Not Your Fault

When 4 out of 5 credit reports have errors and nearly half of Oklahomans have poor credit, the system is broken. But we here at Sooner Credit know how to fix it - one person at a time.

Caleb - CreditCaleb

From Credit Challenges to Credit Champion

I'm Caleb, but most folks know me as CreditCaleb. I've spent the last five years in Oklahoma's car business, earning the nickname "The Credit Magician" because I could get financing for folks when everyone else said no.

My story starts with my dad - an Air Force veteran who served our country with honor but struggled with his credit for years. I watched my parents fight tooth and nail to fix their credit so they could buy our family's 1830s farmhouse on four acres. Seeing their determination and eventual success taught me that good credit isn't just numbers on a report - it's the key to financial freedom.

In the car business, I helped 60-70 Oklahoma families every month overcome credit challenges. But cars are just the beginning. I realized I could help families build complete financial foundations, not just get their next vehicle. That's why I started Sooner Credit - to help honest, hardworking folks get the credit they deserve.

We do business the Oklahoma way - with integrity, transparency, and results you can count on. No fancy tricks, just proven methods that work.

Picture This: Meet Beau from Purcell

Beau's Dream

Beau's been farming the same land for 15 years. His old truck finally gave out, and he needs reliable transportation to get to the feed store, haul equipment, and take his kids to their baseball games in Norman.

The Credit Reality

A medical bill from 2019 that was supposed to be covered by insurance went to collections. A late payment from when he was helping his elderly parents manage their finances. His credit score dropped to 580.

The Frustration

Beau's a good man who pays his bills and works hard. But every dealership wants 18% interest or a $5,000 down payment he doesn't have. The bank that's known his family for decades still says no.

Here's Where We Come In

We here at Sooner Credit help folks like Beau remove those unfair marks, improve their credit scores, and get approved for the financing they deserve. Because your character matters more than a number on a report.

How We Help Oklahoma Families

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Licensed & Bonded in Oklahoma

We're not some out-of-state operation. We're licensed by Oklahoma, bonded with $10,000 protection, and fully insured for your peace of mind.

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Unlimited Everything

Unlimited disputes, unlimited consultation time, unlimited support. We work on your credit until it's fixed, not until we hit some arbitrary limit.

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Real People, Real Help

When you need help, you get a real person who knows your case. No automated systems, no runaround - just honest help from folks who care.

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Proven Results

5 years of helping Oklahoma families get approved. We know what works and what doesn't, and we'll apply that knowledge to your unique situation.

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The Oklahoma Way

Honest communication, fair pricing, and we keep our word. That's how we do business, and that's how we'll treat you.

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Complete Financial Foundation

Not just credit repair - we help you build a strong financial future so you stay approved and keep moving forward.

Simple, Honest Pricing

One price covers everything. No surprises, no hidden fees, no games.

$99/month
Everything You Need to Fix Your Credit
  • Remove negative items from all 3 credit bureaus
  • Unlimited credit disputes and follow-ups
  • Free monthly credit reports and score monitoring
  • Debt negotiation and settlement assistance
  • Identity theft protection and monitoring
  • Unlimited consultations with your specialist
  • Written action plan tailored to your situation
  • $10,000 performance guarantee
  • Cancel anytime - no long-term contracts
  • 100% satisfaction guarantee
Start Fixing Your Credit Today

Ready to get started? Fill out the form below and we'll be in touch within 24 hours. Most folks see improvements in their first 30-60 days.

Turn Credit Challenges Into Closed Deals

If you work in an industry where credit matters, you know the frustration of losing good customers to bad credit. We help turn those "nos" into "yeses" - and you earn money for every referral.

Whether you're helping families find their dream home, get reliable transportation, protect their property, or save money on utilities - credit problems shouldn't stop good people from getting what they need.

Car Sales Real Estate Mortgages Insurance Solar Roofing HVAC Lending Financial Services And More
Partner With Us Today
Business professionals shaking hands

Ready to Take Control of Your Credit?

Don't let bad credit hold you back another day. Whether you're trying to buy a home, get a better interest rate, or just want the peace of mind that comes with good credit - we're here to help.

What Happens Next?

1
Free Consultation
We'll review your credit report and create a custom plan
2
We Get to Work
Start disputing errors and negotiating with creditors
3
Watch Your Score Rise
See real improvements in 30-60 days

Get Started Today

Quick & Easy: Text us for immediate help

No spam, ever. We respect your privacy.

Need Help Right Now?

Text 405-805-FICO and we'll get back to you today

Licensed, Bonded, and Trusted

Oklahoma License #CSO00595
Sooner Credit is Licensed by The Oklahoma Department of Consumer Credit
$10,000 Surety Bond β€’ Comprehensive Insurance Coverage
Valid through December 31, 2025

We're fully compliant with all Oklahoma consumer protection laws. Your rights are protected, and your investment is secure.

View Complete Compliance Documentation

Trusted Credit Resources

Knowledge is power. These trusted government and industry resources can help you understand your rights and check your credit for free.

Consumer Financial Protection Bureau

The CFPB protects consumers from unfair practices and provides free educational resources about credit and financial services.

Visit CFPB.gov

Fair Credit Reporting Act

Learn your rights under the FCRA, the federal law that regulates how credit information is collected and used.

Read FCRA Rights
$1 Credit Scores

Get Your 3 Credit Scores for Only $1

Check all three of your credit scores and get personalized improvement tips. Special offer - normally $39.95.

Get $1 Credit Scores

Equifax Credit Bureau

One of the three major credit reporting agencies. Access your free annual credit report and monitor your credit health.

Visit Equifax

Experian Credit Bureau

One of the three major credit reporting agencies. Check your credit report and dispute errors directly with Experian.

Visit Experian

TransUnion Credit Bureau

The third major credit bureau. Get your credit report and learn about factors affecting your credit score.

Visit TransUnion

Your Credit Story Starts Today

Don't let another month go by watching opportunities slip away because of bad credit. Join hundreds of Oklahoma families who've already taken control of their financial future.

Licensed in Oklahoma β€’ $10,000 Bond β€’ 100% Satisfaction Guarantee